Ravi fernandes

Ravi fernandes

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Member since Jun 18, 2026 [email protected]

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Personal Finance
Can You Have Multiple Fixed Deposit Accounts? Everything You Should Know

Can You Have Multiple Fixed Deposit Accounts? Everythin...

Emergency Cash Without Big Penalties: If you put all your money in one big depos...

Investing In stocks, Real estate, Bonds, More
Non-Cumulative Fixed Deposits: A Smart Choice for Regular Income

Non-Cumulative Fixed Deposits: A Smart Choice for Regul...

If you need help covering monthly groceries, go with monthly payouts. If you hav...

Investing In stocks, Real estate, Bonds, More
Latest Post Office FD Interest Rates for Senior Citizens in 2026

Latest Post Office FD Interest Rates for Senior Citizen...

The post office fd, on the other hand, offers the exact same rates to everyone a...

Investing In stocks, Real estate, Bonds, More
Key Features of Floating Rate Bonds That Enhance Portfolio Stability

Key Features of Floating Rate Bonds That Enhance Portfo...

Usually, these rates reset every few months. On each reset date, a new payout is...

Investing In stocks, Real estate, Bonds, More
Capital Gains Tax on Bonds: A Beginner's Guide for Investors

Capital Gains Tax on Bonds: A Beginner's Guide for Inve...

They are issued by trusted, government-owned companies, which means they come wi...

Investing In stocks, Real estate, Bonds, More
When Should You Invest in 54EC Bonds After Selling an Asset?

When Should You Invest in 54EC Bonds After Selling an A...

Acting early ensures absolute compliance and eliminates last-minute panic. Balan...

Investing In stocks, Real estate, Bonds, More
Should You Invest in High Yield Corporate Bonds During an Economic Downturn?

Should You Invest in High Yield Corporate Bonds During ...

  People usually call them junk bonds for a reason. They’re issued by companies ...

Investing In stocks, Real estate, Bonds, More
Sovereign Gold Bonds Explained: Interest, Tenure, and Redemption

Sovereign Gold Bonds Explained: Interest, Tenure, and R...

However, the structure is surprisingly accommodating if your financial needs shi...

Investing In stocks, Real estate, Bonds, More
A Beginner's Manual to Buying Corporate Bonds Online and Offline

A Beginner's Manual to Buying Corporate Bonds Online an...

  Completing the setup: You must ensure your KYC is fully updated, as this is th...

Investing In stocks, Real estate, Bonds, More
Masala Bonds Explained: Meaning and Benefits

Masala Bonds Explained: Meaning and Benefits

For a long time, the barrier to entry was just too high for the average person. ...

Investing In stocks, Real estate, Bonds, More
Why Yield to Maturity Matters for Bond Investors

Why Yield to Maturity Matters for Bond Investors

Why YTM is a Vital Investment Metric For me, YTM is not just a theoretical numbe...

Investing In stocks, Real estate, Bonds, More
Best Capital Gain Bonds for Tax Planning

Best Capital Gain Bonds for Tax Planning

Investment Caps: I keep in mind that the total amount one can invest in these bo...

Financial Planning
A Complete Guide to Corporate Bond Categories in India

A Complete Guide to Corporate Bond Categories in India

For instance, the choice between secured and unsecured bonds is fundamental. Sec...

Investing In stocks, Real estate, Bonds, More
Secured Bonds Explained: Safety & Investment Benefits

Secured Bonds Explained: Safety & Investment Benefits

assets if the company failed? A bond backed by prime commercial property feels v...

Financial Planning
RD or SIP: Which Investment Suits Your Goals Better?

RD or SIP: Which Investment Suits Your Goals Better?

That’s the secret to an SIP—you have to get comfortable with the fact that it’s ...