Parent Super Visa Insurance: Affordable Plans for Worry-Free Travel to Canada
Bringing your parents or grandparents to Canada under the Super Visa program is a great way to keep families together for extended visits.
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Bringing your parents or grandparents to Canada under the Super Visa program is a great way to keep families together for extended visits. However, one of the key requirements for a Super Visa is purchasing Super Visa insurance to ensure they have adequate medical coverage during their stay.
This guide covers everything you need to know about Parent Super Visa Insurance, including:
✅ What Super Visa insurance is and why it’s required
✅ Parent Super Visa insurance cost and coverage options
✅ How to choose the best and most affordable plan
✅ Tips for saving money while ensuring full coverage
Whether you’re applying for a Super Visa for the first time or renewing a policy, this guide will help you make an informed decision.
What is Parent Super Visa Insurance & Why Do You Need It?
A Super Visa allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to five years per visit, with the option to extend. However, Canada’s healthcare system does not cover visitors, making Super Visa insurance a mandatory requirement.
Super Visa Insurance Requirements
To meet Immigration, Refugees and Citizenship Canada (IRCC) requirements, your Parent Super Visa insurance policy must:
✔️ Provide a minimum of $100,000 in coverage for healthcare, hospitalization, and repatriation
✔️ Be valid for at least one year from the date of entry
✔️ Be issued by a Canadian insurance company
✔️ Be fully paid in advance (monthly payments may not be accepted)
Without valid medical insurance, the Super Visa application can be denied.
How Much Does Parent Super Visa Insurance Cost?
The cost of Super Visa insurance depends on several factors, including the applicant’s age, health condition, coverage amount, and deductible selection.
Average Cost of Super Visa Insurance (Annual Premiums)
|
Age Group |
Estimated Cost (Per Year) |
|
40 – 50 years |
$900 – $1,500 CAD |
|
51 – 60 years |
$1,200 – $2,000 CAD |
|
61 – 70 years |
$1,800 – $3,500 CAD |
|
71 – 79 years |
$2,500 – $6,000 CAD |
|
80+ years |
$5,000+ CAD |
Factors That Affect Super Visa Insurance Cost
