Super Visa Insurance Guide: Cost, Coverage & Best Plans for Visitors to Canada
If you’re planning to bring your parents or grandparents to Canada under the Super Visa program, purchasing Super Visa insurance is a mandatory requirement.
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If you’re planning to bring your parents or grandparents to Canada under the Super Visa program, purchasing Super Visa insurance is a mandatory requirement. This insurance ensures that visitors are covered for medical emergencies, hospitalization, and healthcare expenses during their stay.
In this comprehensive guide, we’ll cover:
✅ What Super Visa insurance is and why it’s required
✅ Super Visa insurance cost and factors that affect pricing
✅ The best parent Super Visa insurance plans available
✅ Tips on how to save money while ensuring adequate coverage
Whether you're applying for a Super Visa for the first time or looking for an affordable renewal, this guide will help you navigate your options with ease.
What is Super Visa Insurance & Why is it Required?
The Super Visa is a long-term, multiple-entry visa that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to five years per visit, with the option to extend.
One of the key requirements for a Super Visa application is purchasing Super Visa medical insurance. This is to ensure that visitors have adequate healthcare coverage while in Canada, as they are not eligible for government-funded healthcare.
Super Visa Insurance Requirements
According to Immigration, Refugees and Citizenship Canada (IRCC), your insurance policy must:
✔️ Provide a minimum of $100,000 coverage for healthcare, hospitalization, and repatriation
✔️ Be valid for at least one year from the date of entry
✔️ Be issued by a Canadian insurance provider
✔️ Be fully paid (monthly plans may not be accepted)
Meeting these requirements is essential for a successful Super Visa application. Without proof of approved medical insurance, your visa may be denied.
Super Visa Insurance Cost: How Much Should You Expect to Pay?
The cost of Super Visa insurance varies based on several factors, including age, coverage amount, health condition, and duration of stay. On average, here’s what you can expect:
|
Age Group |
Estimated Cost (Annual Premium) |
|
40 – 50 years |
$900 – $1,500 CAD |
|
51 – 60 years |
$1,200 – $2,000 CAD |
|
61 – 70 years |
$1,800 – $3,500 CAD |
|
71 – 79 years |
$2,500 – $6,000 CAD |
|
80+ years |
$5,000+ CAD |
Factors That Affect Super Visa Insurance Cost
Several factors influence the price of parent Super Visa insurance, including:
