Reach out +1(747) 205-0398 How to Cash Out on Robinhood: Complete Withdrawal Guide for 2026
Daisy Matilda Cashing out on Robinhood is one of the most searched topics by new and experienced investors alike. Whether you’ve just sold stocks, made profits, or simply want to move your money to your bank, understanding how to cash out on Robinhood correctly can save you time, frustration, and unnecessary delays.
This guide explains how to withdraw from Robinhood, why withdrawals sometimes fail, and how to take money out of Robinhood smoothly—step by step.
What Does “Cash Out on Robinhood” Mean?
When people search how to cash out on Robinhood, they usually mean transferring available cash from their Robinhood account to a linked bank account. Cashing out does not mean selling stocks automatically—you must sell investments first, wait for settlement, and then withdraw the funds.
In short, Robinhood withdrawal = moving settled cash from your brokerage account to your bank.
Can You Withdraw Money from Robinhood? (Eligibility Explained)
Yes, you can withdraw money from Robinhood, but only if the funds are eligible. To cash out successfully:
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Your account must be verified
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Stocks must be sold before withdrawal
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Funds must be fully settled
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A bank account must be linked
If you’re wondering can you withdraw money from Robinhood right away?—the answer depends on settlement timing, which we explain below.
How to Cash Out on Robinhood Step by Step (Beginner Guide)
Here’s how to cash out on Robinhood the correct way:
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Open the Robinhood app or website
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Tap the Account (person icon)
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Go to Menu → Transfers
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Select Withdraw
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Enter the withdrawal amount
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Choose your linked bank account
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Confirm the transfer
This same process applies whether you’re searching how do I cash out my Robinhood account or how do I cash out of Robinhood.
How to Withdraw from Robinhood After Selling Stocks
Many users ask: how can I withdraw money from Robinhood after selling stock?
After you sell shares, the cash is not immediately withdrawable. Robinhood follows standard settlement rules. Once the funds settle, they appear as “Withdrawable Cash,” allowing you to proceed with a Robinhood withdrawal.
Why Is My Money Not Withdrawable on Robinhood?
If you can’t take money out of Robinhood, common reasons include:
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Funds are still unsettled
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Recent deposits are on hold
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Withdrawal limits reached
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Account verification incomplete
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Bank account mismatch
Understanding these issues helps prevent failed Robinhood withdrawal attempts.
Settlement Period Explained: When Can You Cash Out on Robinhood?
Settlement is the #1 reason users get stuck.
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Stocks & ETFs: T+1 or T+2 business days
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Options: Typically T+1
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Crypto: Often instant but subject to holds
Until settlement completes, the cash cannot be withdrawn—even though it may show in your balance.
How Long Does a Robinhood Withdrawal Take?
Withdrawal timing depends on the method you choose:
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Standard ACH transfer: 1–5 business days (free)
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Instant transfer: Same day (fee applies)
If speed matters, instant withdrawal is an option—but for most users, standard transfers are the safest way to cash out on Robinhood.
Fees, Limits, and Taxes When You Cash Out on Robinhood
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ACH withdrawals: Free
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Instant withdrawals: ~1.75% fee (minimum applies)
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Daily limits: Apply depending on account type
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Taxes: Selling stocks may trigger capital gains tax
Understanding these costs ensures you know exactly how to withdraw from Robinhood without surprises.
Common Mistakes That Stop You from Cashing Out on Robinhood
Avoid these errors:
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Trying to withdraw unsettled funds
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Using a different bank account
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Withdrawing immediately after a large deposit
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Ignoring account restrictions
These mistakes are why many users search how to take money out of Robinhood repeatedly without success.
What to Do If You Can’t Cash Out on Robinhood
If withdrawals fail:
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Check “Withdrawable Cash”
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Review settlement dates
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Confirm bank details
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Wait for holds to clear
If issues persist, contacting Robinhood support is the best next step.
Final Thoughts
Understanding how to take money out of robinhood removes 90% of user frustration. Once you know the difference between available cash and settled cash, the process becomes straightforward.
Whether you’re asking how do I cash out my Robinhood account, how can I withdraw money from Robinhood, or how to withdraw from Robinhood, the steps remain the same: sell, wait for settlement, and transfer to your bank.
