Airtel Payment Bank UPI vs Other UPI Apps: Which Is Faster and Safer?
We all use UPI to carry out everyday transactions. From splitting bills with friends to paying the local kirana store or booking cabs, most of us open a UPI app without even thinking twice. But with so many UPI apps available today, one question often comes up: which one is actually faster and safer for daily transactions?
Prabhat Dubey We all use UPI to carry out everyday transactions. From splitting bills with friends to paying the local kirana store or booking cabs, most of us open a UPI app without even thinking twice. But with so many UPI apps available today, one question often comes up: which one is actually faster and safer for daily transactions?
In this blog, we compare Airtel Payments Bank UPI via the Airtel Thanks app with other popular UPI apps to understand speed, reliability, and safety.
What Makes a UPI App “Fast” in Daily Use?
When talking about the fastest UPI app in India, it usually means more than just quick payments. Speed also includes how smoothly the app works during peak hours and how often transactions fail.
1. Transaction Processing Speed
Most UPI apps use the same NPCI infrastructure, so the backend speed is similar. The difference shows up in how efficiently the app handles requests. The Airtel Thanks app is designed for minimal lag, especially for small, frequent transactions like recharges, bill payments, and merchant payments.
2. App Stability During High Traffic
Many users experience slowdowns during peak hours or festive sales. A key advantage of Airtel Payments Bank UPI is its stable performance even during high transaction volumes, which reduces payment failures and retries.
3. Quick Access to Key Actions
Speed also depends on how fast you can start a payment. Clean navigation, fewer taps, and quick access to scan-and-pay features make the Airtel Thanks app efficient for everyday use.
How Safe Are UPI Apps Today?
Speed is important, but secure UPI payments matter even more. With rising digital fraud, users are paying closer attention to safety features.
Some common UPI app security features that are offered by most UPI apps include:
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UPI PIN protection
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Device binding
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App lock or biometric login
These are essential, but not always enough.
What Sets Airtel Payments Bank UPI Apart
Airtel Payments Bank goes a step further by actively helping users prevent fraud, not just react to it.
Safe Pay: A third-factor authentication that alerts users before every transaction, helping them pause and verify before proceeding.
Fraud Alarm: A one-swipe alarm feature embedded within the Airtel Thanks app that users can turn on in case of unusual or suspicious activity to block their account and get help from the Fraud Management team.
These features make Airtel Payments Bank UPI particularly strong when it comes to UPI app security features that work in real life, not just on paper.
So, Which Is the Better Choice?
There is no one-size-fits-all answer when choosing the best UPI app for transactions. What you should focus on is which app processes your payments smoothly while also ensuring safety on every step. Airtel Payments Bank UPI, carried out through the Airtel Thanks app, stands out here, as it focuses on convenience and safety. Its built-in features like Safe Pay and Fraud Alarm add a layer of security as no other app does.
The Bottom Line
While most UPI apps look similar on the surface, a lot goes on in the background to carry out fast and secure UPI payments. The Airtel Thanks app combines consistent speed with safety features that make it the right choice for users who value both ease of use and peace of mind.
Click here to open a Safe Second Account with Airtel Payments Bank and start using UPI today!
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